Current accounts

Standard bank accounts are sometimes known as current accounts and provide many useful services. You can have your salary paid directly into a Standard Account; settle bills or set up direct debits. These accounts usually provide a debit card which allows you to make cash withdrawals and to pay for items.

Company Interest Rate Overdraft detail Account features​
img 5 %

Variable rate

TK 30000.00 per day

  • Today, with over 220,139 million of loans disbursed till date, BRAC Bank is country’s largest SME financier that has made more than 410,817 dreams come true!
  • Every student can open an account in Citi Bank.
Previous 1 Next 

Current accounts are an easy way to create an emergency fund or save for a future event. They are also a great way to introduce children to the concept of saving. Here is some basic information to help you get started on the road to saving.

Current Account defines a savings account as “a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.” It is basically a bank account that earns interest. Savings accounts are considered one of the most liquid investments after cash and demand notes. Unlike a checking account, a Current account is generally not used for everyday expenses, although some do have check writing features. Most accounts offer a limited amount of transactions and transfers free of charge on a monthly basis.


Looking to put some cash away for a rainy day? We can help. We’ll let you compare savings accounts quickly based on interest rate. We’ll also show you accounts by provider, and minimum/maximum account balances. Also, if internet banking is your thing, for example, we’ll show you where you can open an account and manage your account from, so you can make sure it’s accessible online. We’ll pop all your results in a simple, clear table for easy comparison and highlight the pros and cons of each account.
All the top bank accounts require you to pass a credit check Most of these accounts offer overdraft facilities, which means that the bank will credit-check you when you apply for the account to see if you're someone it'd lend to, and if you did go into your overdraft, that you've a track history of repaying what you owe.

Why OiiO Mart?

This is because 'seven-day switching' was introduced in September 2013, meaning switching accounts is now – for the majority – quick, easy and completely pain-free. All you need to do is open a new account, then use their switching service to move everything across. Under the scheme (provided your existing bank's signed up), a switch takes seven working days, all payments going in, e.g. salary, and out, e.g. utility bill direct debits, will be moved to your new account, and any wrongly applied charges will be refunded.

What other types of savings account are there?

Notice accounts: These accounts tend to offer higher interest rates, but you can’t access your cash instantly. You need to let your bank know that you want to withdraw some savings, normally with a notice between 30 and 120 days.

Internet accounts:If you are confident with the web, these accounts could be ideal. Requiring less money to run (as you can only manage your money online, not in branch or over the phone), they can offer very competitive interest rates.

Regular savings accounts:If you tend to have money left over at the end of each month, or want to get into the habit of regular saving, this account is for you. You’ll need to agree to pay a set amount into the account each month, and often won’t be able to access your money for a year, but interest rates tend to be higher.



  • How do I choose a current account?.


  • How do I decide on the account for me?.
Get Updates & Exclusive Offers
All Contents Copyright © OiiO MART 2018. All rights reserved Website Design,Development and SEO by OiiO INTERNATIONAL LTD.