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Insurance

What is public liability insurance
Many business owners don't take the time to understand public liability insurance, and could face paying exorbitant fees for damages if their policy proves to be insufficient for their needs. Public liability insurance is the most common type of insurance taken out by small businesses, but with a range of cover options available, it's just as well-suited to larger firms. Public liability insurance may be a confusing concept at first, but by researching precisely what liability insurance covers, you can find out just how much cover you should take out to safeguard your business in the public sphere.

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Is it compulsory?

While public liability insurance is not a legal requirement for some businesses, it should be considered essential if members of the public will be interacting with your company in any way - from customers receiving deliveries to clients visiting your office or work premises. This means that even home-based businesses should consider public liability insurance if their home office is also used as a meeting place.


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